Commercial Insurance

FPH&A can offer any business a complete commercial liability insurance portfolio. The combination of size and experience mixed with personal dedication and client responsibility allows us to guide any business owner in making smart decisions to protect their business.

Our volume of multi-line commercial businesses places us amongst the top independent insurance agencies in Alabama and our ability to analyze and diagnose your insurance allows us to cater to any industry.

I could say that David Harbarger has saved me a lot of money on my commercial insurance.  And that would be true.  Actually, *a lot* of money; not because he’s had the lowest price but because he’s worked to understand what I’m trying to do and found ways to combine my coverages.

I could also say that David and everyone in his office has been super responsive.  And that would also be true.

Those two things are plenty, but what has really set David apart is that he has proven to me that he wants me to get the best deal, *even if that deal comes from someone else*.  Who does that?!  Well, David.

Frankly I was floored.  I’m not sure I’ve ever received service like that before, and of course I went with David – I mean how could I not?

Keith Lowe