Commercial Insurance
FPH&A can offer any business a complete commercial liability insurance portfolio. The combination of size and experience mixed with personal dedication and client responsibility allows us to guide any business owner in making smart decisions to protect their business.
Our volume of multi-line commercial businesses places us amongst the top independent insurance agencies in Alabama and our ability to analyze and diagnose your insurance allows us to cater to any industry.
I could say that David Harbarger has saved me a lot of money on my commercial insurance. And that would be true. Actually, *a lot* of money; not because he’s had the lowest price but because he’s worked to understand what I’m trying to do and found ways to combine my coverages.
I could also say that David and everyone in his office has been super responsive. And that would also be true.
Those two things are plenty, but what has really set David apart is that he has proven to me that he wants me to get the best deal, *even if that deal comes from someone else*. Who does that?! Well, David.
Frankly I was floored. I’m not sure I’ve ever received service like that before, and of course I went with David – I mean how could I not?
Keith Lowe
Just a small sampling of our business coverage options include:
Property
Contents
Casualty
General Liability
Cyber Liability
Automobile
Automobile Liability
Automobile Physical Damage
Workers Compensation
Inland marine
Equipment Floater
Crime
Employee Dishonesty
Umbrella
Errors & Omissions (E&O)
Malpractice
Professional
Director’s & Officer’s Liability (D&O)
Employment Practices Liability (EPL)
Fiduciary Liability
Business Income and Extra Expense
Business Continuation
Product Liability
Liquor Liability
Special Event coverage
Defense Base Act
Jones Act
Protection & Indemnity (P&I)
Marine
Longshore and Harbor Workers
Transportation
Truckers
Our commercial offerings run the industry gamut: Aviation, Public Entities, Construction, Technology, Equipment Dealers, Property Management, Hospitality, Transportation, Manufacturing, Defense Contractors, Food Services, Retail, Financial Institutions, Healthcare Practice and Farming
If you’re interested in getting a quote click here, or if you would like to speak to an agent, please call 256-551-0060