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Fountain, Parker, Harbarger & Associates,
LLC
201 Washington Street, Huntsville, Alabama 35801
Privacy Notice
We value you as a customer and respect your right to privacy.
This Notice describes the privacy practices of Fountain, Parker,
Harbarger & Associates, LLC regarding the collection,
use, security, and sharing of non-public personal information
("customer information") by Fountain, Parker, Harbarger
& Associates, LLC.
Fountain, Parker, Harbarger & Associates, LLC is an independent
insurance agent. As an independent agent, Fountain, Parker,
Harbarger & Associates, LLC solicits, underwrites, issues,
and processes property and casualty insurance policies and
claims for the companies. Each company is a separate insurer
and may be affiliated with other insurance companies.
How We Protect Customer Information
We maintain physical, electronic and procedural safeguards
that comply with applicable regulatory standards to protect
your customer information. We also restrict access to your
customer information to only those individuals who need to
know that information to provide products or services to you.
All employees, agents, affiliates, and third parties are required
to adhere to our privacy standards and use customer information
only for legitimate business purposes.
Information We Collect
We collect customer information about you and the members
of your household from the following sources:
Application Forms: Information we receive from you
on applications and other forms, such as your name, address,
date of birth, social security number, family member information,
property location and value.
Prior Transaction History:
Information about your transactions and experiences with us,
our affiliates, or others, such as your policy coverage, premiums,
payments, and claims history.
Reporting Agencies: Information
we receive from consumer reporting agencies, other insurers,
medical providers, and insurance support organizations, such
as motor vehicle records, and credit report information.
Information We Disclose and To Whom
We do not disclose any customer information about our customers
or former customers to anyone, except as permitted by law.
We may disclose all of the customer information we collect
about you, as described above in "Information We Collect,"
to our affiliates and other entities that perform marketing
or administrative services on our behalf, or to other financial
institutions with whom we have joint marketing agreements,
or as permitted by law. Affiliated companies may include insurers
and reinsurers, insurance agencies and brokers, claims adjusters,
and information technology companies. Other entities are not
affiliated companies and may include other insurance and reinsurance
companies, service vendors, insurance agencies and other persons
as permitted by law. These affiliated and other entities provide
services necessary to carry out our normal business activities,
such as evaluating requests for insurance products, processing
policies and transactions to renew, replace or service your
policy of insurance, evaluating claims, marketing our products
and services, and administering policies. Any joint marketing
agreements we have with other entities prohibit the disclosure
of any shared non-public personal information other than to
carry out the purposes for which we or such other entities
disclose information pursuant to those marketing agreements.
We share with our affiliates customer information permitted
by law including information arising from transactions and
experiences with you. We do not share other credit-related
information with our affiliates, except as permitted or required
by law.
We will not use or share any personally identifiable health
information for any purpose except to underwrite insurance,
administer your policy, account or claim, as required or permitted
by law, or as otherwise authorized by you.
Notice of Information Practices
You have the right to understand how we use the customer information
we collect. Please contact us if you have any questions.
This Privacy Notice describes our practices for current and
former customers.
We reserve the right to modify this policy at anytime. If
we make material changes, we will provide a revised Notice.
Additional Information for Web Site Visitors
We use comprehensive measures on our Web Site to protect your
privacy and ensure the integrity of our information. We also
limit internal access to our servers and require our employees
to adhere to high ethical standards in performing their jobs
and conducting business.
Our Web site contains links to other Web sites. We are not
responsible for the practices of other Web sites when you
connect with them from our Web site. We cannot guarantee the
performance of other Web sites or how they collect or use
cookies or other information. We recommend that you review
the privacy and security policies of each other Web site you
visit.
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