Our commitment at Fountain, Parker, Harbarger and Associates is to combine, better than all other agents or brokers, the advantage of size and experience with the personal dedication and client responsibility our independent agency provides.
The volume of multi-line commercial business places Fountain, Parker, Harbarger & Associates amongst the top independent insurance agencies in Alabama.
Exposure to multi-million dollars lawsuits is of grave concern to all business owners. While Alabama has improved the business climate in Alabama, all businesses are still faced with the possibility of being hit with a devastating lawsuit.
Is your business insurance program strong enough to meet these challenges? When you work with Fountain, Parker, Harbarger & Associates, you´re working with a qualified team of industry experts standing by to help you every step of the way. We will work with our many insurance markets to obtain competitive insurance quotes that will help you to get the most value from the dollars you spend on business insurance.
Because of our market position and years of experience in the industry, we have the ability to offer you the very best products to meet your specific business insurance needs. We will look for ways to enhance your risk management program with loss prevention ideas as well as identifying coverage gaps. We´re committed to minimizing your risks and losses, and we´ll even work with you to prevent them.
We have clients from many industries. Some of the industries we specialize in are: Request a Free Quote
Aviation
Public Entities
Construction
Technology
Equipment Dealers
Property Managment
Hospitality
Transportation
Manufacturing
Defense Contractors
Food Services
Retail
Financial Institutions
Healthcare Practice
Farming
Menu of Services
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OSHA
- OSHA 300 Recordkeeping
- Accident Investigation
- MSDS / Hazcom
- Lockout / Tagout
- First Aid Basics
- Video & Reference Library
- Train the Trainer
- Mock OSHA Site Inspection
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Workers Compensation
- Confirm Experience Mod Factor
- Forecast Experience Mod Factor
- Payroll Audit
- Company Safety Program
- Drug-Free Workplace
- Weekly Safety Topics
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General Liability
- Contract Review
- Supervisor Training
- Premium Audit
- Certificate of Insurance Management
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Automobile
- Fleet Safety Program
- Defensive Driver Training
- DOT Audit Assessment
- Driver Records Management
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Property
- Disaster Recovery Plan
- Business Income Worksheet
- Facility Assessment
- Building Valuation Calculation
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Administrative
- Carrier Marketing Plan
- Claims Review
- Claims Kit
- Contact Schedule
- Stewardship Report
- Coverage checklist
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Lines of Coverage
Business Insurance:
- Business Owners Policy (BOP)
- Commercial Package Policy (CPP)
- Commercial Property Insurance
- General Liability Insurance
- Commercial Automobile Insurance
- Workers Compensation Insurance
- Commercial Umbrella Insurance
- Liquor Liability Insurance
- Special Events Insurance
- Inland Marine Insurance
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- Builders Risk
- Boiler & Machinery
- Capital Assets Insurance
- Farm & Ranch Insurance
- Ocean Marine
- Personal Injury & Advertising Injury
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Executive Risk including:
- Directors and Officers Liability
- Employment Practice Liability (EPLI)
- Fiduciary Liability
- Crime Coverage
- Errors & Omissions Liability
- Bonds - Surety & Fidelity
- Marine Insurance
- Aviation Insurance
- Transportation
- Flood
- Defense Base Act
- Property and Liability
- Kidnap and Ransom
- Medical Evacuation
- Terrorism
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